Payluk journal
Ideas for safer transactions
Practical guides on escrow, safer online payments, and how Payluk helps you move money with confidence.
Here Are 3 Things Harming Your Business
Many businesses struggle not because of their products, but because of silent mistakes happening behind the scenes. In this article, we break down three major things harming your business growth....
Gospel Chukwuemeka
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Buying a Car in Nigeria? Here Is How to Make Sure You Don't Get Duped
Every day in Nigeria, people lose money buying cars from sellers who disappear, deliver damaged vehicles, or present forged documents. Here is how to protect yourself and your money before, during, and after any car transaction.
What Is Escrow in Real Estate? A Simple Guide for Property Buyers in Nigeria
Buying property in Nigeria comes with real risks. Learn what escrow means, how it works in a property deal, and how Payluk helps you protect your money from deposit to completion.
How to Deposit and Withdraw cNGN (Stablecoin) on Payluk
cNGN — the Compliant Naira — is Nigeria's first regulated stablecoin, pegged 1:1 to the Nigerian Naira. It combines the speed and transparency of blockchain transactions with the stability and regulatory compliance of traditional Naira-denominated finance. And now, Payluk supports cNGN as a payment method for escrow transactions.
How to Buy Phones Safely on WhatsApp Without Getting Scammed
Learn how to safely buy phones on WhatsApp in Nigeria. Discover key steps to avoid scams and protect your money using Payluk escrow.
Escrow vs Bank Transfer: Which is Safer for Online Deals in Nigeria?
Compare escrow and bank transfer for online transactions in Nigeria. Discover which option truly protects your money and why Payluk escrow is safer.
How to Avoid Getting Scammed on Jiji in Nigeria
Jiji is one of Nigeria's biggest online marketplaces, but it has no built-in buyer protection. Learn how to spot fake sellers, avoid losing your money, and use Payluk escrow to shop safely on Jiji every time.